A short daily for homeowners in the Greater Toronto Area and Ontario: one renovation question answered, new rebates and benefits with their deadlines, product recalls and weather alerts that matter at home.
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From the Flip Kitchen renovation guide
Full answer in the guideAreas: Burlington - Oakville; City of Toronto; Mississauga - Brampton
Issued Oct 26, 4:58 p.m. · Until Oct 27, 8:59 a.m.
The policy rate is currently 2.25%. Variable-rate mortgages and HELOCs usually follow it, so it matters if you plan to borrow for a renovation.
Deadline121 days left
Hamilton homeowners who are (or whose spouse is) 65 or older before January 1, 2026 (born 1960 or earlier), with combined income of $44,568 or less, a home assessed at no more than $505,694, and at least one year of ownership as their principal residence, can get a $241 property tax credit for the 2026 tax year. With an active metered water account, they also get a $175 seniors utility rebate. A deferral of this year’s tax increase is also available; see the official page for conditions. Apply by the last business day of February 2027.
Official pageCity of Hamilton · Checked 2026-10-20
Deadline154 days left
Eligible buyers of new or substantially renovated homes in Ontario can get temporary expanded HST relief: a rebate of up to $80,000 on the 8% provincial portion (claimed through the CRA), plus an Ontario top-up of up to $50,000 on the 5% federal portion (no separate application), for up to $130,000 in total. On homes valued up to $1 million, this effectively removes the full 13% HST. Ontario announced that the enhancement runs from April 1, 2026 to March 31, 2027. See the official page for conditions and forms.
Official pageGovernment of Ontario — Ontario New Home Affordability Payment · Checked 2026-10-20
Deadline276 days left
Markham’s Private Plumbing Protection Rebate covers backwater valves, weeping-tile disconnection with a sump pump (up to $5,000) and lateral repairs. The property has to be in a known flood-prone area or show a flood risk, and the work needs pre-approval and a permit. The permit deadline is April 30, 2027 and rebate applications close July 31, 2027.
Official pageCity of Markham · Checked 2026-10-20
Amounts and conditions are as stated on the official site. Price information comes from the web; please verify it yourself.
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